Mortgage advice, that's as safe as houses

Welcome to FR Associates

Choosing a mortgage is probably the biggest financial decision you will make. However with so many changes in recent times it has become even more important to speak to an expert and get the best possible advice.

With over 35 years experience in the financial services industry we are here to take the pain out of finding the right product to suit your needs. We search across the UK mortgage market to find you the best Mortgage for your circumstances, whether that be:

  • First Time Buyer
  • Remortgage
  • Equity Release *
  • Buy to Let
  • Commercial
  • Impaired Credit **

* To understand the features and risks of an equity release mortgage please ask for a personalised illustration.

** The overall cost for comparison is 8.7% APR. The actual rate available will depend on your circumstances. Ask for a personalised illustration.

Once we find the right mortgage for you our help does not stop there!

  • We are more than happy to recommend and arrange solicitors, making sure the legal process goes through as smoothly as possible.
  • We can provide you advice on your protection and general insurance needs making sure both you and your home are fully covered.
  • We can introduce you to other businesses specialising in 'Wills, Trusts and Estate Planning'.

So please phone or contact us today to arrange an appointment and have an initial consultation, free of charge and without obligation.

We will assess your requirements and in turn will provide you with the most suitable products or solutions that suit your needs. So sit back, relax, and let us do the hard work to endeavour to improve your financial circumstances

Use these quick links to get an idea about how much you could borrow and apply today.
Today's Best Deals

Call us on 0845 051 9428 or send us an email to if you would like to find out more.

Your home may be repossessed if you do not keep up repayments on your mortgage!

FR Associates is a trading style of Nigel J S Farrar and is an Appointed Representative of Mortgage Next Network Limited, which is authorised and regulated by the Financial Conduct Authority under number 300866 in respect of mortgage, insurance and consumer credit mediation activities only.

We always aim to provide a high quality service to our customers. However, if you encounter any problems and we are unable to resolve them you can take your complaint to an independent Ombudsman. Our advice is covered under the Financial Ombudsman Service ( ).

0845 051 9428
FR Associates
7 Eaton Close
CW11 1HS